A Better VA Loan for Veterans and Active Duty Military

Whether you are active duty, retired from the military, or a military spouse who meets certain requirements, you could be eligible for a VA home loan. These loans offer competitive rates and terms to assist qualified military members with purchasing a home.

VA home loans are partly guaranteed (typically a quarter of loan value) by the U.S. Department of Veterans Affairs and offer advantages, including:

  • No down payment
  • Higher loan to value
  • No private mortgage insurance
  • Limit on closing costs
  • Option for seller to pay closing costs
  • No penalty fee for early payoffs
  • Possible financial assistance

Who’s eligible?

  • Active duty service members
  • Honorably discharged veterans
  • Surviving spouses
  • National Guard and Reserve

Types of loans available:

  • VA 15- and 30-year fixed rate loans
  • VA Adjustable-rate mortgages
  • VA jumbo loans
  • Cash-out refinancing
  • VA Interest rate reduction loan (IRRL)
  • VA Renovation

VA Renovation Loan Benefits:

  • Roll renovation costs into one loan and one monthly payment
  • Start repair work immediately after closing
  • Potentially increase home value with improvements
  • Find any range of homes with loan amounts up to $1 million

I'll do all the work and keep the process easy for you.

I understand the unique challenges faced by veteran and active duty service members and their families. I know how to navigate VA processes, paperwork and requirements. I’ll work with you or your spouse to keep things moving regardless of deployment or other circumstances. From application to closing, I’ll support you every step of the way. Contact me today to learn more or get started.